Browsing Category: Intentional Living

How I Afford My Very Expensive Habit

How I afford my very expensive book habit without spending a penny

I have to confess something: I have a potentially VERY expensive habit. I’ve tried to kick it, I’ve tried just being OK with it, but it’s not going anywhere. Now, I just need to deal with it, because nothing seems to be able to put this thing behind me. I love…LOVE….LOVE books. I can’t NOT read them or buy them. The newest Christian non-fiction? Gotta have it. That highly recommended children’s book? It’s in my amazon cart before we finish talking. That book from the library that I really liked? Bought it already. It’s bad.

How I afford my very expensive book habit without spending a penny

I’m scared to figure out just how much I actually spend a year on books (outside of school books) because, quite frankly, the number would probably kill my husband. Fortunately, I haven’t figured out how to itemize my Amazon order history to do this.

But there is HOPE!

This is how I afford my very expensive book habit.

I’ve come up with somewhat of a solution that seems to be helping, at least a bit. Here it is: DON’T PAY FOR THEM! That’s it, very simple. Now, before you freak out that I’m suggesting that you steal books (whether it’s socially acceptable or not, I can assure you it is still illegal). There are several ways to get your books for free; these are the two methods I use.

Method 1: Review Them

This method used to be available only to bloggers, but in recent years, since social media has overwhelmed the blog and e-readers have become so popular, many publishers and authors have opened their reviews to anyone. Some do require that you have a certain sized following or a website on which to post your reviews, some don’t. I’ve had a lot of luck with getting really fantastic books simply by reading and writing a review.

I’ve worked with the following:

 

Method 2: Buy Them

I know I said that I’ve managed to not have to pay for most of my books. This is true. But there are ways to buy books, without having to foot the bill yourself.

Introducing….cash back bonuses!

Chances are your credit card has a cash back bonus option. Find out and use what you earn for book purchases. I have an Amazon Prime visa, which means I get 5% cash back on every purchase I make on Amazon, and 1-3% on purchases made elsewhere. Being that I rely pretty heavily on Amazon and my Subscribe and Save (we do live almost an hour away from any chain stores), that’s a hefty chunk of change every month. Sometimes I do have to force my self to wait a month or two to make a purchase, but that’s really OK.

Look into Click-Thru Cash Back Websites.How I afford my very expensive book habit

I’ve had a ton of luck with click thru websites! There are several out there, but the ones I’ve had the most luck with are the following (these are my referral links):

  • Ebates.com – I’ve earned $344.77 since I’ve had an account with them a couple of years ago (I use this for almost ALL of my online purchases)
  • Ibotta (smartphone App) – $31.65 since November 2016 (I use this for any of my purchases on iTunes and more specifically for grocery shopping)
  • SwagBucks – Another really well known one…I haven’t focused too much energy on them though
  • TopCashback – Just found out about them, but all the reviews say they’re fantastic, better than Ebates

My recommendation on this method is pick one that works great for you and stick with it. Yes, you could go through all of them, but you’re more likely to forget to use your links and it will take you longer to save up your earnings. However, I do recommend that you cross reference who is giving the most cashback on certain websites, especially when you’re making a big purchase (when I wrote this up I checked Lands’ End…ebates was 2%, TopCashback was 4%; Lowes was 2.5% on Ebates, 5% on TopCashBack – so definitely do your research).

One of the best things about any of the click thru websites is that they very often they will give you cashback for any friends you refer that sign on….which can add up quickly. Another fantastic thing is that just because you’re going to a brick and mortar store don’t assume that you can’t get a cashback. Most major chains offer in-store pick up. Use a click thru website to place your order, get the cashback and very often the websites offer their own coupon or discount codes.

Where To Start

I know this is a lot of information and a lot of methods to sift through, but start somewhere. I recommend signing up for an account with Ebates.com or TopCashback for your online purchases, and start following your favorite authors on social media. Before too long you should start seeing the results of a little bit of effort.

Don’t limit yourself to books with this either! Think of all the things you could be putting extra money toward, without spending a penny more than you are already:

  • Vacations
  • Clothes
  • Christmas and Birthday Gifts
  • Groceries
  • Memberships (gym, book, website, etc)
  • Fabric
  • Coffee
  • Ministries, Charities, and Missions
  • THE SKY IS THE LIMIT! Use your imagination.

A Weekend Trip to Dublin: Proving to Myself that I am Capable

The end of a year often results in retrospection and the creation of new plans moving forward: Those very ideas stress the bejeezers out of me. The very idea of dissecting the good and the bad and thinking that somehow I’m going to do “me” different in the next year has, in my experience, resulted in more failures and disappointments than not.

I kind of take each year as it comes. Of course, I toy with the idea of hitting up the gym to lose those pesky last 50lbs post babies or setting up a new morning routine, but I know me…at least a little bit. Those kinds of “resolutions” just are not going to be what motivate me to do anything. I have to come to things by a much more….organic method.

I was listening to the SortaAwesome podcast while cleaning church this afternoon and they were talking about the personal growth and development that each of the hostesses experienced in 2016. I rolled my eyes, in my direction…not theirs, and though to myself: I think the only growth I had could be measured on my scale.

Then as I listened something started to whir inside of me…a few gears were beginning to tick and something began to foment in my mind. 2016 was LONG…not just long, but LOOOOOONNNNNNNGGGGGGG! Or at least December was. December alone was incredibly hard, not for me personally, but for our family, specifically my sister (she’s been in and out of the hospital with what can only be described as a medical mystery seeing as no one knows what’s going on).

But there was January. A whole year ago.

Last January, I did something crazy and completely out of character for me…something that some would consider borderline irresponsible/crazy. At the time it was just a fun idea, a pipe dream if you will, but it quickly progressed past that into one of the greatest gifts someone could have ever given me.

My parents and sister went to Ireland last January for a 10 day vacation. I have loved Ireland since I was a tween…like L.O.V.E. it. I studied abroad there the summer of 2014, Matthew and I went in 2016. It truly is my second home, and some place I would not be at all surprised to find myself living when I grow up.

On a particularly hard Mom-Wednesday I was googling airfare on a whim, because honestly I was done with the screaming and shouting and arguing about doing school, and I found an incredible deal on airfare from JFK to Dublin. I giggled, texted Matt I was going, and chuckled. Then I kept thinking about it….my parents were scheduled to be in Dublin on Friday and come home on Sunday. And I kept thinking about it. I mentioned it to Matt. He chuckled too.

But I kept thinking about it. All. Night. Long.

I sat at the computer on Thursday morning and looked again, it was still there. I bravely mentioned it to Matthew and kind of made a joke about it, because SERIOUSLY there was no way I was going to go Ireland that night. Who does that?! Matthew texted me back a little later:

“Do you really want to go?”
“Well YEA! Who wouldn’t? But I know that’s completely unrealistic.”

30 minutes later Matthew called me, telling me to book the airfare, his mom would take the kids that night and Friday (he’d be home on the weekend). I was dumbfounded. Like seriously could NOT say anything. My hands started shaking, I was thinking the airfare would be gone, I’d do something and book the wrong thing. I started texting people to find out where to park my car, how to navigate a last minute flight out of JFK.

I managed to book the airfare and received my confirmation (hoping that my passport that would expire the following month wouldn’t be an issue).

“It’s booked. I can’t leave without saying good-bye to you first.”
“I know. I’m hurrying to get home. – My dad is going to take you to the airport.”

There were no words.

Matthew got home in time to not only see me off, but drive me to the airport too. I was off to my second home!

I landed in Dublin the following morning and walked out in the frigid sunshine, all smiles. I found the bus that I needed to take to get to where the AirBnB was that my parents were renting, hopped off, and began my meander through the city center and Trinity Colleges campus. The cold air filling my lungs, my thighs feeling frosted and warm from walking in the cold, and it was WONDERFUL!

I was completely alone without a schedule or anything else, and I had successfully navigated an international airport, and a city bus system without getting lost!

There was something that I desperately needed to learn on that trip…

While I am a wife and a mother, I am not defined solely by those things: I am a capable adult.

I am a capable adult outside of those titles, and I can do things that I’ve sort of forgotten that I could. It’s not that I became incapable at anything besides being a wife and mother, it’s that I forgot who I was as just me.